THE:Kraken Wins Bank Charter Approval_ION

WearethrilledtoannouncethattheStateofWyominghasapprovedKraken’sapplicationtoformtheworld’sfirstSpecialPurposeDepositoryInstitution(SPDI),tentativelycalledKrakenFinancial.

HeadquarteredinCheyenne,Wyoming,KrakenFinancialisthefirstdigitalassetcompanyinU.S.historytoreceiveabankcharterrecognizedunderfederalandstatelaw,andwillbethefirstregulated,U.S.banktoprovidecomprehensivedeposit-taking,custodyandfiduciaryservicesfordigitalassets.

Frompayingbillsandreceivingsalariesincryptocurrencytoincorporatingdigitalassetsintoinvestmentandtradingportfolios,KrakenFinancialwillenableKrakenclientsintheU.S.tobankseamlesslybetweendigitalassetsandnationalcurrencies.

DavidKinitsky,CEOofKrakenFinancial,said:

“We’rethrilledtoworkinastatesoalignedwithourphilosophyandvalues.WyomingisarareandshiningexampleofhowthoughtfulregulationcandriveinnovationforFinTechcompanies.”

Kraken在美国现货交易中的市场份额达到18个月新高:金色财经报道，加密交易所Kraken在美国现货交易中的市场份额达到18个月新高，Kraken产品总监Shannon Kurtas对 The Block表示，这一增长主要是由于该交易所Pro应用程序的用户数量增加了5倍，该应用程序允许用户进行现货交易、保证金交易和质押。

Kurtas表示，Kraken的全球现货市场份额在过去18个月内也翻了一番，但在美国的份额仍然不高。[2023/7/18 11:01:13]

ThisnewinstitutionwillberegulatedinlargelythesamemannerasotherU.S.banks.

Formoreinformationonourinitiative,we’veassembledafullFAQtoshareourgoalsforthefutureofKrakenFinancialbelow:

1.WhydidKrakendecidetoapplyforanSPDIcharter?

Kraken’svisionistobecometheworld’strustedbridgebetweenthecryptoeconomyofthefutureandtoday’sexistingfinancialecosystem.

AnSPDIbankcharterpermitsKrakentobuildthisbridgein-house.Withthecharterinplace,wecanoperateafullyindependentbankthatwillreduceourrelianceonthird-partyfinancialinstitutionsandevenhelplaunchanewwaveofinnovativeproductsforourusers.Abankfullydedicatedtotheinterestsofourusersis,withoutadoubt,thebestwaytodeliveronthisvision.

加密交易所Kraken关闭阿布扎比办事处:金色财经报道，加密交易所Kraken宣布关闭阿布扎比办事处，距离Kraken于去年4月获得当地牌照还不到一年，这是裁员计划的一部分，涉及裁掉其全球近三分之一的员工。一位发言人表示，Kraken解雇了其专注于中东和北非的大部分团队，计划在中东和北非地区保留几名员工，该地区的董事总经理BenjaminAmpen将留在公司。

此前消息，加密交易平台Kraken于2023年1月底退出日本市场。[2023/2/3 11:44:13]

Wyoming’sapproachtoregulationisuniqueamongprogramsanywhereintheworld,itscarefultailoringbalancingtheinterestsofdigitalassetinnovatorsandtheirclients.

Thoughmanyregulatorstalkaboutfosteringinnovation,Wyomingistheonlystatetoactuallybuildoutthisvisioninaconcrete,commerciallyviableway.

2.WherewillKrakenFinancialoperate?

KrakenFinancialwillstartlocally,butwillsoonoperateglobally.

TheSPDIcharterwillaidusinexpandingKraken’sreachacrosstheUnitedStates,andwillalsohelpthebroaderKrakenorganizationtoservicecompaniesaroundtheworld.

3.Caninternationalpersonsapplyforbankaccounts?

Kraken CEO：无法保护加拿大卡车司机抗议活动相关账户免受冻结:2月18日消息，针对加拿大制裁与卡车司机抗议活动相关的34个加密钱包地址一事，当网友在推特上问及美国加密货币交易所Kraken是否会冻结与抗议有关的账户时，Kraken首席执行官Jesse Powell回复称：“是的，它已经或将会发生，我们将被迫遵守。如果你担心这个，就不要把你的资金放在任何中央或监管的托管方那里。我们不能保护你。请取出你的代币/现金，只进行p2p交易。 ”据悉，加拿大卡车司机已持续多日进行及抗议活动，要求政府取消疫苗令及其他新冠限制措施，对此加那大总理宣布启用《紧急状态法》以作应对。此前昨日消息，加拿大制裁与卡车司机抗议活动相关的34个加密钱包地址。[2022/2/18 10:01:33]

Initsfirstphaseofoperation,KrakenFinancialwillonlyofferaccountstoU.S.residents.Wehopetoexpandgloballysoon.

4.HowisanSPDIdifferentfromatraditionalcommercialbank?Isitregulateddifferently?

Thereareseveraldifferentkindsofbanks.Atraditionalcommunitybankexiststoserveitslocalcommunitythroughsafeguardingcustomerdepositsandlendingthosedepositstomeetthecreditneedsofitsneighborsandsmallbusinesses.

Otherkindsofbanks,called“custodybanks”provideservicesthataremorefocusedonassetcustodyandprovidingasafe,trustedgatewayforcustomerstoconducttransactionsinregulatedsecuritiesandcommoditiesmarkets.CustodybanksareamongthelargestU.S.banks.

《绝地求生》母公司KRAFTON对NaverZ投资50亿韩元进军元宇宙:12月6日消息，韩国游戏开发商KRAFTON已在今年7月向Naver Z投资50亿韩元（约合420万美元），旨在进军元宇宙市场。此前Naver Z旗下Zepeto元宇宙平台与时尚品牌和K-Pop偶像团队进行合作，拥有超2.4亿用户。KRAFTON首席财务官Bae Dong-geun透露，该公司还在探索NFT业务，旨在进一步扩大游戏体验。

Naver Z在最近的B轮融资中筹集约1.89亿美元，投资方包括软银集团、Mirae Asset、Naver Webtoon、JYP Entertainment、YG Entertainment和HYBE。

KRAFTON的前身是韩国知名游戏开发公司Bluehole，发布《绝地求生》、《TERA》、《ELYON》等多款网络和手机游戏。（Forkast）[2021/12/6 12:54:16]

TheSPDIisacustodybankinthesameway,butfordigitalassetslikevirtualcurrency.Bothcustodybanksandcommunitybanks,however,arestill‘banks’underfederalandstatelawbecausetheyconductdeposit-takingactivity.

KrakenFinancial,asabank,isrequiredbyWyominglawtomaintain100%reservesofitsdepositsoffiatcurrencyatalltimes.Ifeveryclientweretodemandwithdrawalsoftheirfiatatthesamemoment,KrakenFinancialwouldbeabletofulfilleachwithdrawalimmediatelywithoutregardtohowmanyloanswehadoutstanding.

Kraken业务发展总监：波动性是比特币的主要“营销信息”:金色财经报道，Kraken业务发展总监Dan Held表示，起初，他对比特币的波动性和最终使用户远离比特币领域的价格动荡有自己的一套怀疑。然而，Held现在认为，波动性一直是比特币的主要“营销信息”。他接着补充说，当一些人在比特币上输了钱，他们就会离开市场继续前进。然而，随着他们开始更多地了解比特币，他们中的一部分人也会留下来。这种了解的增长为比特币的价格提供了基础。因此，当信徒和持有者听到关于比特币波动的消息后，他们会留在市场上，维持比特币价格的下限，一个牛市周期就开始了。[2020/4/22]

ThisistheadvantageoftheSPDIcharter,becausetheFDICgenerallyonlyinsuresdepositsupto$250,000.Forthisreason,depositswillnotberequiredtobeinsuredbytheFDIC.

KrakenFinancialwillberegulatedinlargelythesamemannerasotherU.S.banksbytheWyomingDivisionofBanking.TheDivisioniscurrentlyfinishingdevelopmentofthefirstregulatorymanualforbanksanddigitalassets,buildingonthestandardsinWyomingandfederallaw.

5.Whatproductsandserviceswillyouoffer?

Ourofferingswillevolveovertime,butweplantoprovideclientswitheverythingtheyexpectfromaseamlessbankinggatewaybetweendigitalassetsandnationalcurrencies.

Duringitsfirstyearofoperations,theSPDIplanstogiveclientstheabilitytodepositUSDandcustodydigitalassetsataregulatedstate-charteredbank.Thesebankingserviceswillbeseamlesslyintegratedintotheexistingexchangeservices,providingclientsbetterfundinginfrastructure,abetterexperienceandenhancedregulatoryclarity.

Additionally,becauseofourpositionasabridgebetweencryptoandtraditionalfinance,wewillofferthefollowingcrypto-focusedservicesinourfirstyearofoperations:

DigitalassetcustodyDemand/depositaccounts(DDAs)Wiretransferandfundingservices.Weanticipatesupportingadditionalservicesoverthenextfewyears,including:

EnhanceddigitalassetcustodyofferingsDigitalassetstakingTrustaccountandadministrationOtherservicesforindividualaccounts:AcompleteonlineandmobilebankingsuiteofproductsAdebitcardthatclientscanusetospendtheircryptofundsOtherservicesforcorporateclients:AccountmanagementservicesBankcomfortlettersDepositverificationsProofoffundsattestations.Finally,weexpecttobeabletoofferadditionalretail,wealthmanagementandtreasuryservices(andpotentiallyotherassetclassessuchassecurities),sostaytuned!

6.Willyouhavebranchesandaphysicallocation?

WewillhaveapermanentphysicalpresenceinCheyenne,Wyoming,whichwillhousemanyofKrakenFinancial’skeyback-officeteamsandfunctions.

Krakenwilloperateanonlineandmobile-firstbankingmodel.Wewanttomakeitaseasyaspossibleforpeopletoaccessandmanagetheirmoneyviaasingle-portalclientexperienceregardlessofthetimeofdayorwheretheyarecurrentlylocated.

Customerserviceandsupportwillbeavailable24/7/365.

7.Willyoubeofferingqualifiedcustodialservicesforbrokerdealersandfunds?

KrakenisdevelopingpoliciesandprocedurestoensurethatwhenitactsasaQualifiedCustodianforinvestmentprofessionals,underapplicablefederalandstatelaw,itwilldosoinfullcompliancewithallapplicablelawsandrules.

WebelievetheSPDIlaysthegroundworkforthisforthefirsttimeasastate-charteredbank,insteadofmanytrustcompanieswhichprovidecustody,butnotdiscretionaryfiduciaryservices..

8.WhatdoesthismeanforKrakenexchangeclients?

Newandexistingclientswillhavetheopportunitytoapplyforourtraditionalfinancialaccounts.Uponcompletingtheonboardingprocedures,theywillbeabletoquicklyandseamlesslyfundtheiraccountsontheexchange.

Moreso,forthefirsttime,theywillbeabletotakeadvantageoftheseamlessnessandeaseofusethatcomesfromthefirstall-in-oneserviceproviderthatcanofferandexpertlymanagesophisticatedcrypto-products.

FORWARD-LOOKINGSTATEMENTS,INCLUDINGPRODUCTOFFERINGS,REGULATORYPLANSANDBUSINESSPLANSSUBJECTTOCHANGEWITHOUTNOTICE

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